Discover it Cash Back

Earn 5% cash back on rotating categories and 1% on all else; maximize savings effortlessly.

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Discover more details about the card:

5% cash back on everyday purchases at different places each quarter

1% unlimited cash back on all other purchases

Cashback Match: First-year cash back matched automatically

No annual fee

Discover it Cash Back

Discover the ultimate way to earn while you spend with the Discover it Cash Back credit card.

Designed for those in the United States seeking a balance of rewards and convenience, this card offers a seamless experience.

Enjoy peace of mind with the robust support it provides, ensuring you’re making a reliable financial choice.

Trust in a card that aims to help you make informed decisions and reap the most rewards possible.

5% cash back on everyday purchases at different places each quarter


The Discover it Cash Back card offers an impressive 5% cash back on everyday purchases at selected places that change each quarter.

This means you can maximize savings on essential items like groceries, gas, and even dining out, depending on the current quarter's categories.

Imagine you spend $500 in these eligible categories; you earn $25 back in cash rewards.

Over time, these savings add up significantly, reducing your overall spending.

Enrolling each quarter is simple and ensures you always take advantage of where to save the most.

By actively managing these categories, you can align your spending with the highest rewards, thereby increasing your savings effortlessly.

This benefit underscores the card's commitment to helping you spend wisely and benefit financially.

1% unlimited cash back on all other purchases


With the Discover it Cash Back card, you earn 1% unlimited cash back on every purchase beyond the rotating categories.

This feature ensures you save money no matter where or how often you use your card.

Consider everyday expenses such as utility bills, online shopping, or subscriptions, where you still receive rewards.

All these small amounts can add up quickly, contributing to noticeable savings on things you purchase regularly.

The flexibility of earning cash back without category restrictions makes managing and predicting your savings straightforward.

Such a simple yet effective structure ensures there are no surprises, building trust and dependability.

This benefit illustrates how the card works to provide financial value consistently, supporting wise financial decisions.

Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

HOW TO REQUEST

Cashback Match: First-year cash back matched automatically


The Cashback Match benefit allows you to save money by matching all the cash back you earn in the first year.

If you earn $200 in cash back, Discover will match it for a total of $400.

This is a great way to maximize your savings without extra effort.

Imagine you spend on daily purchases like groceries and gas, and you get double the reward.

Your regular spending habits turn into significant savings through this unmatched benefit.

Discover automatically matches your cash back, so you see tangible savings at the end of your first year.

This feature offers peace of mind as you watch your savings grow seamlessly.

No annual fee


The Discover it Cash Back card comes with no annual fee, directly saving you money every year.

Many credit cards charge $95 or more annually, but Discover forgoes this charge entirely.

You can keep more money in your pocket for other expenses or savings.

This makes it easier to justify having a credit card for the rewards it offers.

Every cent counts when budgeting, and no annual fee allows for a simple, cost-effective financial tool.

Not paying an annual fee enhances the card's value as a trusted financial partner in your wallet.

This allows for responsible credit card use without hidden costs.